Save for medical

One of the annoying things about working at home is that you don't get medical. When you do have a problem you have to get into the money that you usually have set aside for other things - such as paying bills.

And health insurance can be expensive to get, and confusing on what it covers, so because of that I would highly recommend anyone that is working from home to set aside a savings to be used for emergency medical expenses such as falling down a flight of stairs or getting a cracked tooth (hopefully not related in cause).